Td Bank Reviews
Td Bank Customer Reviews (15)
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Td Bank Features and Benefits
TD.com offers a variety of financial services, each with its own set of features and benefits. Here are some key points:
TD Bank Credit Card Benefits:
- Emergency card replacement: If your card is lost or stolen, an emergency replacement card can be sent immediately.
- Purchase Security: If an item you purchased using your new credit card is stolen or damaged due to certain conditions within the first 90 days, Purchase Security can replace, repair or reimburse the eligible item.
- Extended Warranty Protection: This will add up to one additional year of coverage on select items that you purchase with your TD Bank Visa Credit Card.
- Travel benefits: These include Visa concierge, Roadside Dispatch®, travel and emergency assistance services, and lost luggage reimbursement.
- Entertainment and lifestyle benefits: These include special benefits at golf courses around the world, car rental benefits, and access to Skillshare.
TD Bank Savings Accounts:
- Safety, accessibility, and flexibility: Savings accounts offer a safe and accessible way to save money, earn interest and achieve financial goals.
- Variety of types: These include traditional savings accounts, high-yield savings accounts, money market accounts, health savings accounts, student savings accounts, certificates of deposit, cash management accounts, and specialty savings accounts.
TD Bank Business Checking Account:
- Built-in services: These are just the beginning of a great banking relationship. Small business specialists are readily available to uncover options and solutions that will provide a customized banking approach based on your business needs.
Please note that these are just some of the features and benefits associated with TD's services. For a complete list, please visit TD.com.
Td Bank Pricing
TD.com offers a variety of financial services, each with its own pricing structure. Here are some details:
TD Checking Accounts:
- TD Beyond Checking: Monthly Maintenance Fee of $25. Ways to Waive Monthly Maintenance Fee include setting up direct deposits of $5,000 or more within a statement cycle, maintaining a $2,500 minimum daily balance, or having a $25,000 combined balance across eligible TD accounts.
- TD Convenience Checking: Monthly Maintenance Fee of $15. This can be waived by maintaining a $100 minimum daily balance.
- TD Simple Checking: Monthly Maintenance Fee of $5.99.
- TD Essential Banking: Monthly Maintenance Fee of $4.95.
- TD 60 Plus Checking: Monthly Maintenance Fee of $10. This can be waived by maintaining a $250 minimum daily balance.
- TD Complete Checking: Monthly Maintenance Fee of $15. This can be waived by having $500 or more in direct deposits within a statement cycle, maintaining a $500 minimum daily balance, or having a $5,000 minimum daily combined balance across all personal deposit accounts that you choose to link.
TD Direct Investing:
- Standard rate is $9.99 per trade for any Canadian or US stock.
- Commission varies based on stock price. For example, for U.S. Equities priced at $0 – $.24, the commission is 2.5%.
Please note that these are just some of the fees associated with TD's services. For a complete list of fees and pricing, please visit TD.com.
Payment Method
TD.com offers several payment methods:
- Online Banking: You can make transfers, pay your friends and family using Send Money with Zelle®, set up Bill Pay, and add your TD cards to your digital wallet to check out quickly.
- Electronic Funds Transfer (ACH): Depending on the company, TD will pay your bill through electronic funds transfer (ACH) or mail a paper check.
- TDS ePay: You can enroll in TDS ePay, use your bank or financial institution's bill payment service, use a Sav-a-Check, or make a rush payment via phone or My Account.
These digital payment options are safe, secure, and simple to set up. Always remember to check the latest payment methods on the website.
Td Bank FAQs
Td Bank Alternatives
Here are the top 10 alternatives to TD.com:
- Interactive Brokers
- eToro
- Fidelity
- Zacks Trade
- Charles Schwab
- Webull
- Alpaca Trading
- Robinhood
- Vanguard
- M1 Finance
These platforms offer a variety of services similar to TD.com, including online trading, investment options, and financial services. Always remember to research and compare platforms to find the one that best suits your needs.
How To Open A Td Bank Account?
To open an account on TD.com, follow these steps:
- Go to TD bank's website.
- Choose the account type that suits your needs.
- Click on 'Open In Minutes' and start your application.
- Enter your personal information, including proof of address, and employment type.
- Request a debit card for purchases and ATMs, and, if you like, a savings account.
- Input your estimated frequency of deposits and withdrawals.
- Select if you'd like to sign up for overdraft protection.
- Fund your new account.
- Create a user for TD Online Banking.
This process should take about five to ten minutes. Remember, this information is subject to change, so always check the latest on the website.
Td Bank Return Policy?
The return policy for TD.com is as follows:
- Initiate the return within 60 days of the purchase date on the receipt or packing slip.
- If an item needs to be replaced in a different size or color, it's recommended to process a purchase quickly as items do sell out.
- A $6.00 return shipping fee will be deducted from the total return amount.
- Please allow 1-2 weeks for processing returns.
- Purchases made with Klarna, Apple Pay or Google Pay can only be returned by mail and not in stores.
- Online orders purchased with PayPal can now be returned to U.S. stores.
- Certain items are not returnable, including items not purchased at Torrid.com or a Torrid Store, items without a Torrid Store receipt or a Torrid packing slip, items with removed tags or items missing their original packaging, clearance items or items marked as “Final Sale”, and certain types of clothing and accessories for hygienic reasons.
- Gift Card Returns: No cancellations or refunds on the purchase of a gift card (final sale).
- eGift Card Returns: Cancellation refunds can be requested on the purchase of an eGift card scheduled for a future delivery date.
For domestic and international returns, use the shipping portal. VIP members from within the 48 contiguous states get FREE returns. VIP members outside the 48 contiguous states, AK, HI, PR and all other US territories will get a $20 reward credited to their account. For non-VIP members within the 48 contiguous states, note that a $6.00 return shipping fee will be deducted from the total return amount. Members outside the 48 contiguous states, AK, HI, PR and all other US territories are responsible for all return shipping charges.
To return to a store, bring the store receipt or packing slip along with the items to the local store. Note that Klarna, Apple Pay, and Google Pay purchases can only be returned by mail and not in stores. PayPal purchases may only be returned by mail or to U.S. stores. Store Associates will help process the return immediately.
Please note that this information is subject to change and it's always a good idea to check the latest return policy on the website.
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